There are a variety of payday and personal loan companies that provide bad credit unsecured loans. Loans SA initially provide a payday loan of R 700, but can increase to R 15,000 with a good repayment record.
They also provide personal loans up to R 20,000 and up to a 12 month repayment period.
When you apply make sure your paperwork (FICA) is ready and professional.
You would need to be able to present your ID, last three months payslips, last three months bank statements and address confirmation.
Please read the term and conditions carefully before signing any loan agreements.
Make sure you understand what interest per annum are charged and what security will be included by the credit provider.