Pep loans, or more known as Capfin, are instant cash available at your nearest Ackermanns or Pep store in the whole of South Africa.
You can apply for a cash loan of up to R 10,000 and all you need to take to the counter of any store is the following:
- your ID
- proof of address
- cell phone number
- proof of regular salary
You will receive an approval within 15 minutes of your application and Capfin will inform you by sending you an sms. When you have paid some of the Pep loan back you will be able to access it again.
If this is not for you, you may like the convenience of Wonga.co.za. You can be at home and all you need is internet access. You can even apply with Wonga from your mobile smart phone. Use their instant loan calculator to work out your own loan terms and then apply. You will have an almost instant answer.